Is it a salaried job?

No, it is not a salaried job. It is a business. You earn money through commissions, bonuses, prizes, and club memberships. A business is always based on selling products and services. If you are serious about being wealthy, you must leave the job mentality. Wealthy and successful people aren't from jobs but from the business community. Watch this video to learn more about why you should go for business, click here. 

Who am I?

I am a direct recruit in LIC of India as a Development Officer, posted at Branch-2, 266, Sadulganj, Bikaner (Raj). I am serving LIC of India for 15 years now. I created many successful advisors who are serving more than 50,000 clients with an AUM of Rs. 350 Crores.  

Many of them are earning more than Rs. 1 Lac per month and are ember of prestigious clubs in LIC of India. With my strong training support not only they built their high-income and steady profiles but gained social repute, recognition, and rewards in their career. 

For more details, you can check out the "About Me" section of the website. 

What can be my income profile as ACE LIC Advisor?

Though the top brass in our team earns Rs. 10 Crore or more but you can expect to start earning Rs. 30000 per month from the 3rd month and by the end of three years, you will be easily able to earn Rs. 1,00,000- Rs. 800000 per month. Watch the video of our top performers, click here. 

I am a very shy person, I don't know how to convince people. How will I do it?

In my success mindset training, I build you how to achieve high goals in life, and by this, you develop your personality which is empowered with energy, enthusiasm, and professionalism. You enjoy working and convincing people. Watch my launch orientation to see how you will be trained to become ACE LIC Advisor, click here.

How ACE LIC Advisor is different from a normal LIC Agent?

A normal LIC agent earns a very poor income and a poor reputation as well. He is not skilled and knowledgeable enough to stand before today's enlightened customers. They are not in demand in the market and their business is also getting down day by day due to the fact that they are not updating themselves for today's customers.

ACE LIC Advisor is a high-earning profile (usually between Rs.1 Lac - 8 Lac per month) of financial advisory services. It is built by personal branding so that people get attracted to invest rather than ACE LIC Advisor chasing them for business. ACE LIC Advisor earns international recognition like MDRT. You can feel the international recognition of MDRT by watching this video, click here.

Is it a full-time or part-time profile?

ACE LIC Advisor is a high-income business and if there is high income, surely, there will be a high level of commitment in terms of services hence it is highly rewarding for full-time commitment.

How much training do I require to build Rs. 1 Lac Per Month income profile as ACE LIC Advisor?

You are required to go through the following training modules to build Rs. 1 Lac Per Month:

Advisor Success System | Foundation Module

Goal Setting Module

Success Habits Module

Advisor Induction Blueprint

Advisor Field Training

Advisor Growth Intensive

Online Marketing Systems

Offline Marketing

What types of training do I need to be successful in this profession of ACE LIC Advisor?

The advisory profession as ACE LIC Advisor is a field-based marketing activity hence a candidate requires three level training to be successful in this profession:

Success Mindset Training

Success Habits Training

Success Systems Training

It requires devoting at least 90 days to complete this training. I believe in training my advisors so intensively that they become personal brands in their journey. Today's customer doesn't need LIC Agent or MF Agent but a wealth coach who can make them succeed in their lives through the best financial planning. To build a wealth coach you must have a good amount of knowledge, skills, and attitude and earn Rs. 1 Lac-Rs. 8 Lac Per Month in three years. 

Can I operate from my own office rather than going into the field?

Of course, you can do it. To do that you need to build your personal brand so that people get attracted to your personal brand and would feel safe investing with you. To do that, you need to reach out to people-- either physically or online. 

Both ways, you need to invest time and resources. Brand building is a slow process, it requires you to develop value, authority, and trust and you have to be really patient about it. 

To accelerate the brand building process, you can invest capital as other businesses require. You can invest in online and offline infrastructure to build your brand quickly and start getting a good amount of office walk-ins in less than a year's time. 

I am MBA or Post Graduate, will this be a suitable business for me?

To do business in today's competitive era, customers require more knowledge, more skills, and bearing professional attitude candidates. An MBA or PG degree will accelerate your path to crack an early success than a normal graduate or undergraduate can. 

It is observed that PG/MBA candidates in the advisor profession earn 5 times more than graduates and undergraduates. Today's consumers too demand better and more professional candidates. 

What if I die while doing the ACE LIC Advisor business?

In the advisory business, you generate royalty income also which keeps coming up to 25-35 years. In case of the death of the ACE LIC Advisor, his royalty income continues to his family members even if the owner of ACE LIC Advisory services dies.  You have to fulfill certain conditions to avail yourself of the royalty income benefits. 

Can I get exposure to the ACE LIC Advisors who are earning in Crores?

Yes absolutely. You will be exposed to various guest speakers, high-performing advisors, workshops, training, etc. You will learn from the experts in the industry. I would like to tell you about National Insurance Academy, Safal Institute, and various others that impart world-class education on building a successful advisory business. There are plenty of resources that are available free of cost and there are many premium quality paid training you can subscribe to. 

I am good at social media and digital marketing, can I do it?

In India, more than 70% of transactions are online now. Consumers in India are buying products online. If you are a digital marketing expert, you have numerous advantages over an offline seller/advisor. You can expand your personal brand very quickly in unknown markets. There are examples of online advisors who are managing hundreds of crores of assets of clients through online mode only. and earning a huge amount of advisory income that runs into crores. 

Will I do only insurance as ACE LIC Advisor?

Initially, you will start with the first and foremost important product of financial planning is life insurance. Once you develop a stable amount of income and automate your life insurance business, you can expand your business verticles into equity-based products, debt instruments, taxation services, portfolio management, success planning, wealth management, etc. 

People prefer an all-under-one-roof shop to a single-product shop. That's why there is a tremendous flow of customer walk-ins in shopping malls. You too can be a one-stop-shop for your customers. We will definitely help you to broaden your horizons and make more money by giving your customer integrated financial services. 

Do I get international recognition and foreign visits?

International recognition of our performing advisors is a must as they get to know the world beyond their range of eyesight. High-performing ACE LIC Advisors are rewarded with international titles like Million Dollar Round Table, Top of the table, and Court of the Table Member, and they are sponsored to attend and visit foreign to get overseas exposure. 

If you want to go foreign but your visa is not approved. You must become high performing ACE LIC Advisor and you will be given a visa without question to attend the foreign country. Once you have made a visit successfully, you will not be stopped when you apply again due to your high income, carrying international recognition, and healthy travel records. 

I am a businessman, I am interested in royalty income from ACE LIC Advisor. I can't devote much time due to my existing business. How can I do it?

ACE LIC Advisor is a full-time business opportunity and it required 100% commitment as today's customers want a full-time advisor, not apart-timer. And it is equally rewarding too. Full-time ACE LIC Advisors earn between Rs.1 Lac- Rs. 8 Lac per month in comparison to part-timers who struggle even to get Rs. 2000 per month.

You can choose between two options -- 1. Automate your existing business and get 100% involved in the ACE LIC Advisor business, and 2. Create Business Processes for ACE LIC Advisor through deploying capital, systems, and human resources. Let me explain each option:

Option 1 Automate your existing business and get 100% involved in the ACE LIC Advisor business

Your existing business is getting you busy but still, you want to work for royalty income in the ACE LIC Advisor business. You can be automating your existing business so that your involvement gets minimal and reduces to 4 hours per week only. This may take 1-3 months for a small business like yours. And believe, it your business will become more profitable through automation. Once you achieve stable automation, you can build the ACE LIC Advisor business.  Initially, it requires you to devote 1-12 hours a day but slowly, it will also reduce the efforts to only a few hours a week. 

Option 2 Create Business Processes for ACE LIC Advisor through deploying capital, systems, and human resources

In this option, we will create a separate entity and office setup for the ACE LIC Advisor business and create business processes, systems, and human resources. You will require to devote 1 hour in the morning to set daily goals and 1.5 hours in the evening to take daily reporting of the activities and sales.  

Once the income from ACE LIC Advisor increases to the 50% level of your existing business, you can invest more capital, build new processes and hire more talent to grow it further. 

Can I Do It Part-Time?

Yes, you can do it but you need to keep in mind the following while doing part-time advisory:

1) Your income will be limited to Rs. 25000 or less per month.

2) You will struggle for new clients as you will not get references, recommendations, and repurchases from your existing clients because these days clients prefer a full-time advisor.

3) You will work as a salesperson rather than a full-blown personal brand. 

4) The support from LIC and my system will not be able to help you much as I built the system to make the advisor a full-time high-earning advisor. 

5) You will not get quality, and high Networth Rich clients as rich and wealthy clients demand 100% commitment and high-standard services.

You can do one thing you can initially join part-time but gradually you must transform it into full-time advisor services. You will be highly rewarded when you join LIC advisor as a full-timer. Watch this video of our topper of the industry Mr. Bharat Parekh how he is earning Rs. 8 Crore every year, click here.

I am a housewife. How can I do this?

A housewife knows the importance of money management and does it for the family by saving money on utensils and cans. A woman can share her ideas with a woman compared to a man. According to the mandate of IRDA Chairman Shri Debasish Panda, the woman population is underinsured and more women advisors are needed to propagate insurance among women. 

You can choose various tools to reach out to the woman and build her personal brand. A few among them are as follows:

1) Cookery Competition

2) Parenting Camp

3) Career Development Seminars

4) Financial Planning Campaign

5) Policy Servicing Campaign

6) Better Home-Work Workshop for Children

The list is endless, you can start building your brand and gain a sizeable audience, and you can guide them for financial planning as well. 

What is an ACE LIC Advisor supposed to do?

An ACE LIC Advisor works as a guiding principle to the families. He guides, advises, and executes the following functions for his clients:

1) Family Income Protection Planning

2) Child Education Fund Planning

3) Retirement Planning

4) Health Care Planning

5) Succession Planning

6) Investment Planning

7) Tax Planning

8) Estate Planning

These are among the major functions an ACE LIC Advisor do for his clients. It is not limited to this list only.

If I join the ACE LIC Advisor profession, can I plan my retirement after 5-10 years?

The ACE LIC Advisor profession has many streams of income and one of which is passive income that is given to the ACE LIC Advisor as a renewal income even if he wants to retire after 5-10 years. The renewal income as a retirement income continues. Certainly, you have to fulfill certain conditions to earn eligibility for renewal income. 

I have Rs. 50,000 as capital for business, will it be sufficient to start the ACE LIC Advisor business?

Yes, you can start an ACE LIC Advisor business with very little capital, as little as Rs. 10,000. You can recover your capital investment in a very quick time, 9-12months.  

I am in my 20s. Is it right to start the ACE LIC Advisor business at such early age?

In your 20s, you have lots of energy and minimum family responsibilities. You can use these two factors to your advantage in place of wasting time and energy gossiping. You will learn valuable life lessons from a real business environment. 

You can build a millionaire business in your 30s. You can retire by 35 with a handsome royalty income and enjoy the royalty income throughout the rest of your life. There are many youngsters who are in their 20s and own luxury cars and homes. You can check out this video to see how a 19-year-old girl achieved what people used to achieve in their 40s and 50s, click here.